Getting SSD Benefits

Social Security Disability, or SSD, is a government sponsored program that provides financial assistance to disabled people. There are many disabilities that are covered, including some types of illnesses, physical and mental disabilities. SSD can be either temporary or permanent, depending on the extent and anticipated length of the disability.

SSD is often confused with SSI or Supplemental Security Income, a program that provides assistance to low-income individuals that meet the necessary qualifications. Social Security Disability is based on disability, not income levels.

SSD Qualifications

To be eligible for SSD, you must meet the following qualifications:

  • Must be under the age of 65.
  • You must have at least 20 Social Security credits available. However, if the applicant is under the age of 22, they may use their parent’s credits.
  • The disability must prevent the person from engaging in sustainable gainful employment.
  • The disability must be expected to last for over 12 months or result in death.

When you apply for SSD benefits you must provide all the medical information necessary to prove your disability. The form will require specific documents that are necessary for approval. In most cases, even if the paperwork is prepared correctly and the right evidence is submitted, the claim is denied. It is not uncommon that the Social Security Office denies applicants claims when first submitted. At this point, the applicant is allowed to appeal the decision.

Most SSD applications take six months or more to process, with the average wait time for benefits being received after an appeal has been awarded at approximately two years. The government has reported that there is a severe backlog in applications at this time and approvals could take even longer than normal.

If you have been denied SSD benefits, you are encouraged to seek legal representation to fight your appeal. A SSD lawyer will be able to represent you before the Social Security board and secure your benefits. Upon award, the SSD benefits will be paid retroactive to the time you initially applied for help. Once this lump sum is awarded, you will begin to receive monthly benefits.

If you are considering applying for SSDI in Georgia and are not sure how to proceed, contact The Nugent Law Firm for assistance. One of our attorneys will be able to prepare the paperwork to the correct specifications, and help you fight for your benefits.

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