If you work in Augusta, workers’ compensation should cover any injuries you have while on the job.
Almost every employee is subject to workers’ compensation, regardless of how long they have worked for the company or what their position is.
Workers’ Compensation Lawyer in Augusta
However, despite these extensive protections, workers’ compensation insurance firms prefer to avoid paying out claims wherever possible. They employ strategies including downplaying your injuries, disputing their cause, or referring you to medical professionals who aren’t looking out for your best interests. This implies that you might not receive the benefits to which you are formally entitled.
Stop allowing this to happen to you.
Our legal practice at Kenneth S. Nugent, P.C. is committed to assisting harmed persons in receiving the compensation they are due. That implies that we are familiar with the workers’ compensation system.
We know how to negotiate with the insurance company so that you receive the full value of your claim.
We’ll discuss your claim with you during a free, no-obligation consultation. Get your FREE consultation by calling us at (706) 724-1756 right away.
How does workers’ compensation work?
To provide protection for those hurt at work, the government established the worker’s compensation program, usually referred to as “workers comp.” Simple features include:
You receive much-needed cash support from workers’ compensation to cover medical expenditures and other costs.
You can obtain money with a workers’ compensation claim without appearing in court or demonstrating that someone was at fault.
By law, every employer in the United States is required to have worker’s compensation insurance.
The insurance plan should cover the expense of your injuries if you are wounded at work.
People frequently have questions concerning workers’ compensation. It’s critical to comprehend the following two details:
Workers’ compensation is not a freebie. Your employer purchased workers’ compensation insurance, and frequently, payroll deductions were used to cover the cost of the policy.
It makes no difference how your injury occurred. It just matters that it took place where you work.
What expenses in Augusta will workers’ compensation cover?
Workers’ compensation is intended to cover all expenses associated with a workplace injury, including any lost time at work as a result of the injury. Your advantages will frequently consist of the following:
Medical costs for specialists, hospitals, and testing
The price of pharmaceutical drugs
Physical therapy is one form of rehabilitation
You must complete vocational training to return to employment
Mileage for going to and from medical appointments at $0.40 per mile
A salary while you’re unemployed Even though the check is smaller than your typical paycheck, it won’t be taxed.
If your injury results in a long-term medical condition or prevents you from working, you can also be eligible for extra benefits. Additionally, there are advantages for the families of those killed in work-related incidents. Money, as we all know, cannot make up for a life-altering accident, but it can provide you with the security you need to continue healing and start rebuilding your life.
Which kinds of wounds are covered?
ANY injury that happens at work should be covered by worker’s compensation.
The fundamental guidelines are as follows:
Regardless of who or what caused your injuries, you will be covered. Regardless of how the accident occurred, you will be covered. Even if the injury had nothing to do with your employment responsibilities, you would still be covered. Both a slip on the cafeteria floor and an injury sustained while working large machinery are covered by insurance.
Any employee may have a workers’ compensation claim; it makes no difference what firm or industry you are in. Office workers, delivery drivers, and restaurant staff have all filed claims. People who work in construction make presumably the majority of claims. This is due to the numerous risks that construction workers are subject to, including falling objects, broken equipment, and electrical shock.
Which accidents are NOT covered?
The main benefit of worker’s compensation is that it pays for accidents that occur at work.
This typically means that in order to be insured, you must be present at your employer’s place of business. However, there are several circumstances under which you might be allowed to file a claim despite being off-site. These consist of:
Injuries can occur when on business trips. Accidents involving business vehicles. Accidents that occur when you are outperforming errands for your workplace Accidents at off-site business meetings. Injuries that develop while you’re working at a distance.
Injuries sustained during the commute to and from work are some of the most frequent injuries that are NOT covered. However, you might be able to file a claim if you’ve already arrived at work and are hurt in the parking lot or on a walkway owned by your company.
Is psychological harm covered by workers’ compensation?
All expenses related to a bodily injury are covered by worker’s compensation. This implies that your mental health care should be covered if you sustain a physical injury and experience psychological problems as a result. However, they are not covered if your injuries were only psychological.
For instance, your psychological injuries would be covered if you had a head injury from falling debris and developed post-traumatic stress disorder as a result. However, even if you suffered severe psychological trauma as a result of the incident, you would not be eligible to file a workers’ compensation claim if you narrowly avoided damage.
Does my employer have to be sued?
Not at all. In the City of Augusta, you aren’t even permitted to sue your employer under the worker’s compensation system. This safeguards workers in a number of ways:
While lawsuits might end in either direction, worker’s compensation ensures that you are eligible for payments.
Compared to workers’ compensation, lawsuits can take years to resolve.
A workers’ compensation claim is one that you file with the insurance provider for your employer.
You don’t have to make any accusations against your employer or debate who is at fault.
Many injured workers we encounter are hesitant to submit a workers’ compensation claim. They fear that they might lose their employment or suffer other repercussions. However, we’ve seen that most companies are content when their employees receive the compensation they need to pay for quality care. The ones most likely to cause difficulties and attempt to delay paying up on claims are the insurance firms. However, a competent attorney can assist you in collecting the compensation you are due.
Free Consultation with an Augusta Workers’ Compensation Accident Attorney
You have rights if you were hurt at work. Kenneth S. Nugent, P.C. wants to make sure you receive the benefits to which you are lawfully entitled so you can pay for your care and rebuild your life. Allow us to provide you with a free consultation and assist you in beginning your claim. Get your FREE consultation right away by calling us at (706) 724-1756 or by completing the form on the right.
