Georgia Auto Accident Attorney Answers Insurance Questions

Answers to your questions about insurance
from our knowledgeable Georgia auto accident attorneys

When you suffer injury in an accident caused by the negligent or reckless actions of someone else, you need the help of a knowledgeable Georgia automobile accident attorney to thread your way through the complexities of the law. At Kenneth S. Nugent, P.C., our skilled Georgia auto accident attorneys can quickly evaluate your case and explain in plain English how laws related to car accidents apply to your unique situation. We offer answers to some frequently asked questions about auto accidents and insurance:

What do Georgia auto insurance laws require?

Car owners and lessees must maintain continuous mandatory liability insurance coverage in Georgia. In addition, insurance companies must provide customers with a policy information card, and drivers in Georgia must keep this proof of their insurance coverage in their cars at all times.

How do I know how much auto insurance I should have?

Georgia requires the following basic insurance coverage:

  • Bodily Injury Liability: $25,000 per injured person up to a total of $50,000 per accident
  • Property Damage Liability: $25,000

However, many motorists choose coverage beyond these basic requirements. You should work together with your insurance agent to determine the appropriate amount of coverage for you.

Why do some accidents seem to win bigger settlements?

Settlements made after a car accident depend on many different factors. An experienced Georgia auto accident attorney uses the appropriate experts to value your case and to provide evidence based on scientific and engineering principles. With an experienced auto accident attorney in your corner, you increase your chances of maximizing the amount of your settlement.

In addition, settlement amounts are based on the extent of your injuries and the ongoing need for medical and other care. For example, if you suffer serious brain damage after a car accident, your money settlement is likely to be far larger than if you have a minor shoulder injury.

Does the type of injury you have in a Georgia automobile accident determine the value of your settlement?
While lesser injuries do result in lesser settlements, it is important not to ignore your injuries if you are involved in a car accident. Often, what seems like a minor injury can lead to serious future complications that result in significant medical expenses. For example, whiplash is an injury that may not be immediately evident after a crash but can later grow to be painful and debilitating. For this reason, it is essential that you see a doctor after a car accident to address your health issues and create a medical record of your injuries.

How come I did not receive more money for my car?

How much you receive for your vehicle is determined by facts such as the amount of your insurance coverage and the value of your car on the date of the accident. Extra features such as new tires, an automatic transmission, leather interior, etc. may increase the value of your car.  However, how much you receive is established mostly based on book value.

Helping Georgia accident & injury victims—One call, that’s all

If you have been the victim of a car accident, call our firm and speak with a Georgia car wreck lawyer. Simply contact Kenneth S. Nugent, P.C. online, click on Chat Live above, or call us toll free at 1-888-579-1790.